SAN
Banco Santander S.A.
$14.64
장중 · Vol 568.8K · 52주 $9.31–$15.00 · 기준 2026. 8. 21. PM 3:59 ET
일봉 $14.73 · Aug 31, 2026
SAN 가격 추세
종가
$14.73
시가
$14.77
고가
$14.80
저가
$14.71
30초 브리핑
SAN 오늘의 판단 요약
보유 데이터를 비교 가능한 문장으로 해석한 요약입니다.
52주 범위의 94%
연중 고점권입니다. 추세 강도와 돌파 실패 위험을 함께 확인하세요.
Forward P/E 10.2배
선행 P/E가 낮아 시장은 이익 증가를 반영하고 있습니다.
20일 평균의 0.7배
거래량은 최근 평균 범위입니다.
2026-10-28
실적 전후 변동성 확대 가능성이 있으므로 컨센서스 범위와 옵션 기대변동을 함께 보세요.
펀더멘털 기준 Sep 1, 2026 · 규칙 기반 요약이며 투자 조언이 아닙니다.
핵심 통계
SAN 일봉·펀더멘털 스냅샷 기준 주요 지표
펀더멘털 스냅샷 Sep 1, 2026
Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.
Santander Group City · Madrid, Spain · 직원 185,279명
시가총액
$211.61B
Trailing P/E
14.3
최근 12개월 이익 기준
Forward P/E
10.2
이익 증가 기대 반영
EPS (TTM)
$1.03
배당 수익률
1.91%
배당성향
25.3%
베타
0.93
시장과 유사
ROE
13.1%
P/B
1.63
EV/EBITDA
—
52주 범위
$9.31 – $15.00
현재 위치 94%
거래량
11.81M
20일 평균 16.08M · 0.7배
애널리스트 의견
매수 33%
총 3명 · 0m
DITM LEAPS Analysis
SAN 장기 DITM 콜옵션을 진입 적합도 순으로 비교
| Contract | Expiry | Strike | Price | Lev. | Delta | Extrinsic | Spread | IV | OI | Score | 상세 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| SAN280121C00008000 | 1/21/28 · 1.4Y | $8.00 | $7.20 | 1.9x | 0.9175 | 7.8% | 16.67% | 52.34% | 615 | 85.94 | |
| SAN280121C00010000 | 1/21/28 · 1.4Y | $10.00 | $5.05 | 2.4x | 0.8387 | 8.2% | 41.58% | 58.20% | 2,461 | 71.70 | |
| SAN280121C00012000 | 1/21/28 · 1.4Y | $12.00 | $3.60 | 3.1x | 0.7710 | 26.8% | 50.00% | 48.63% | 3,000 | 56.17 |
재무제표
SAN 연간 손익·현금흐름·재무상태
매출 성장률
-0.5%
최근 연간 YoY
EPS 성장률
+17.2%
최근 연간 YoY
영업이익률
—
최근 연간
FCF 마진
-37.5%
잉여현금흐름 / 매출
매출 추세
순이익 추세
잉여현금흐름 추세
| 항목 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| 매출 | $60.02B-0.5% | $60.30B+6.4% | $56.69B+4.6% | $54.22B |
| 매출총이익 | — | — | — | — |
| 영업이익 | — | — | — | — |
| 순이익 | $14.10B+12.1% | $12.57B+13.5% | $11.08B+15.3% | $9.61B |
| 희석 EPS | $0.90+17.2% | $0.77+18.0% | $0.65+21.2% | $0.54 |
| EBITDA | — | — | — | — |
| 영업현금흐름 | -$14.84B+38.6% | -$24.16B-581.7% | $5.01B-81.9% | $27.71B |
| 잉여현금흐름 | -$22.49B+35.3% | -$34.75B-302.8% | -$8.63B-151.2% | $16.87B |
| 총자산 | $1.87T+1.7% | $1.84T+2.2% | $1.80T+3.6% | $1.73T |
| 총부채 | $326.21B-0.5% | $327.72B+5.4% | $310.98B+9.9% | $282.96B |
최신 연도 우선 · 작은 퍼센트는 직전 연도 대비 변화입니다.
캘린더
SAN 실적·배당 일정
매출 하단
$16.81B
EPS 하단
$0.31
매출 상단
$16.81B
배당 지급일
2026-05-08
116일 전
실적 발표일
2026-10-28
D-57
EPS 상단
$0.31
매출 컨센서스
$16.81B
EPS 컨센서스
$0.31
배당락일
2026-05-04
120일 전
최근 배당
| 배당락일 | 주당 배당 |
|---|---|
| May 4, 2026 | $0.1470 |
| Apr 30, 2025 | $0.1240 |
| Oct 31, 2024 | $0.1120 |
| Apr 29, 2024 | $0.1030 |
| Oct 31, 2023 | $0.0850 |
| Apr 27, 2023 | $0.0630 |
| Oct 31, 2022 | $0.0560 |
| Apr 28, 2022 | $0.0570 |
뉴스
SAN 관련 최신 기사
- 제품·기술
Twelve Major Banks Are Building a Stablecoin on Public Chains. That Changes the Competitive Calculus.
A consortium of more than 12 major global banks — including Bank of America, Wells Fargo, Santander, Barclays, BNP Paribas, Citi, Deutsche Bank, Goldman Sachs, MUFG, TD Bank, and UBS — is now moving to compete directly with the $308 billion stablecoin market by issuing their own assets on public blockchains. This pivot marks a […]
Forkast News · Aug 28, 2026
- 일반
Bank Plans on CLARITY Act Send Circle and Coinbase Shares Lower
Circle (CRCL) and Coinbase (COIN) shares both fell more than 3% after reports that JPMorgan Chase and a consortium of major banks were moving toward issuing their own stablecoins following the advancement of the CLARITY Act. The news focused attention on the potential for traditional lenders to compete with crypto-native ...
Cryptonews · Aug 28, 2026
제품·기술Banco Santander (BME:SAN) Stock Looks Cheap Relative To Fair Value
Banco Santander’s share price has produced very strong gains over the past five years, while several valuation cross checks still suggest the stock trades at a discount to an estimated intrinsic value. For investors, that combination raises the question of how much of the recent success is already reflected in the current price. Banco Santander has returned 362.7% over the past five years, which makes the current valuation more sensitive to any change in market expectations. The completed...
Simply Wall St. · Aug 26, 2026
일반Will VLY's Providence Buyout Accelerate Growth in Chicago Franchise?
Valley National's Providence deal is set to accelerate Chicago franchise growth through stronger deposits, a broader branch network and greater wealth-management scale.
Zacks · Aug 26, 2026
- 일반
Banco Santander (BME:SAN) Completes $2 Billion Debt Deals And Expands ESOP Shelf Capacity
Banco Santander (BME:SAN) completes two fixed-income offerings totaling US$2b, each sized at US$1b. The bank files large shelf registrations for American Depositary Receipts tied to employee stock ownership plan offerings. Underwriting syndicates for the new issues include changes in co-lead banks compared with prior Santander debt deals. This kind of capital markets activity is not unique to Banco Santander. It can be useful to compare it with other companies that may currently look...
Simply Wall St. · Aug 26, 2026
제품·기술Can Truist's Premier Strategy Accelerate Mass Affluent Banking Growth?
TFC's Premier expansion turns rising deposit production into deeper mass affluent banking and wealth-management growth, supporting its long-term strategy.
Zacks · Aug 26, 2026
- 일반
Sector Update: Financial Stocks Mixed Tuesday Afternoon
Financial stocks were mixed in Tuesday afternoon trading, with the NYSE Financial Index up 0.1% and
MT Newswires · Aug 25, 2026
일반Will IBKR's Daol Collaboration Expand Its Reach Across South Korea?
Interactive Brokers' Daol collaboration strengthens its Korean presence, opening a scalable path to global investing while supporting long-term trading growth.
Zacks · Aug 25, 2026
일반Avantus secures $300m in tax equity for Aratina 2 solar storage project
The tax equity investment marks the latest stage of financing for Aratina 2, which is currently under construction.
Energy Monitor · Aug 25, 2026
일반JPMorgan and Santander Lead $15 Billion Financing Push for Argentina LNG
JPMorgan and Santander are leading a financing effort of up to $15 billion for Argentina LNG as YPF, Eni and XRG move the massive Vaca Muerta export project toward a final investment decision.
Oilprice.com · Aug 25, 2026
홀더
SAN 내부자·기관 보유 현황
최신 보고 목록 기준이며 실제 거래 시점과 보고일 사이에는 시차가 있습니다.
기관 보유
3.5%
기관 보유 (유동주식)
3.5%
내부자 보유
0.0%
기관 수
756
주요 기관 홀더
| 홀더 | 주식 수 | 평가액 | 지분 | 변동 | 보고일 |
|---|---|---|---|---|---|
| Morgan Stanley | 88.35M | $1.29B | 0.6% | 13.1% | Jun 30, 2026 |
| Goldman Sachs Group Inc | 47.11M | $685.94M | 0.3% | 9.3% | Jun 30, 2026 |
| FMR, LLC | 41.37M | $602.39M | 0.3% | 6.2% | Jun 30, 2026 |
| Fisher Asset Management, LLC | 32.89M | $478.82M | 0.2% | -16.8% | Jun 30, 2026 |
| Mondrian Investment Partners Ltd | 19.39M | $282.25M | 0.1% | -13.2% | Jun 30, 2026 |
| Blackrock Inc. | 17.75M | $258.41M | 0.1% | 11.8% | Jun 30, 2026 |
| Capital International Investors | 14.10M | $205.28M | 0.1% | -6.8% | Jun 30, 2026 |
| Chevy Chase Trust Holdings, LLC | 14.00M | $203.89M | 0.1% | 1.4% | Jun 30, 2026 |
| Northern Trust Corporation | 12.97M | $188.82M | 0.1% | -3.0% | Jun 30, 2026 |
| Bank of America Corporation | 12.04M | $175.29M | 0.1% | 5.5% | Jun 30, 2026 |
면책조항: 증시가격은 모든 주식 시장의 최신 증시가격을 표시하는 것은 아니며, 정보가 지연되거나 잘못될 수 있습니다. 거래 목적이나 조언이 아닌 정보 제공 목적으로만 제공됩니다.
.png&w=3840&q=75)