AFL
Aflac Inc.
$116.06
장중 · Vol 232.3K · 52주 $104.66–$130.22 · 기준 2026. 8. 21. PM 3:59 ET
일봉 $116.28 · Aug 31, 2026
AFL 가격 추세
종가
$116.28
시가
$116.51
고가
$116.61
저가
$116.05
30초 브리핑
AFL 오늘의 판단 요약
보유 데이터를 비교 가능한 문장으로 해석한 요약입니다.
52주 범위의 45%
52주 범위 중간 구간으로 가격 위치만으로 방향성은 제한적입니다.
Forward P/E 15.4배
선행 P/E가 높아 이익 둔화 또는 추정치 하향 가능성을 점검해야 합니다.
20일 평균의 1.0배
거래량은 최근 평균 범위입니다.
2026-11-04
실적 전후 변동성 확대 가능성이 있으므로 컨센서스 범위와 옵션 기대변동을 함께 보세요.
펀더멘털 기준 Sep 1, 2026 · 규칙 기반 요약이며 투자 조언이 아닙니다.
핵심 통계
AFL 일봉·펀더멘털 스냅샷 기준 주요 지표
펀더멘털 스냅샷 Sep 1, 2026
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.
1932 Wynnton Road · Columbus, GA, United States · 직원 12,716명
시가총액
$58.08B
Trailing P/E
12.5
최근 12개월 이익 기준
Forward P/E
15.4
이익 둔화 기대 반영
EPS (TTM)
$9.27
배당 수익률
2.09%
배당성향
25.7%
베타
0.59
시장보다 방어적
ROE
16.9%
P/B
1.92
EV/EBITDA
10.8
52주 범위
$104.66 – $130.22
현재 위치 45%
거래량
1.23M
20일 평균 1.21M · 1.0배
애널리스트 의견
매수 20%
총 15명 · 0m
DITM LEAPS Analysis
AFL 장기 DITM 콜옵션을 진입 적합도 순으로 비교
| Contract | Expiry | Strike | Price | Lev. | Delta | Extrinsic | Spread | IV | OI | Score | 상세 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| AFL280121C00070000 | 1/21/28 · 1.4Y | $70.00 | $48.45 | 2.2x | 0.9082 | 5.4% | 7.22% | 45.20% | 57 | 86.60 | |
| AFL280121C00080000 | 1/21/28 · 1.4Y | $80.00 | $40.50 | 2.5x | 0.8694 | 11.5% | 7.41% | 41.90% | 300 | 82.19 | |
| AFL280121C00075000 | 1/21/28 · 1.4Y | $75.00 | $43.00 | 2.4x | 0.8959 | 5.0% | 11.63% | 41.65% | 2 | 81.68 | |
| AFL280121C00085000 | 1/21/28 · 1.4Y | $85.00 | $36.20 | 2.7x | 0.8515 | 14.8% | 7.18% | 38.76% | 3 | 75.15 | |
| AFL270917C00090000 | 9/17/27 · 1.0Y | $90.00 | $30.25 | 3.2x | 0.8325 | 14.6% | 11.57% | 38.10% | 3 | 72.49 | |
| AFL280121C00090000 | 1/21/28 · 1.4Y | $90.00 | $33.30 | 2.8x | 0.8146 | 22.4% | 10.81% | 40.86% | 52 | 69.38 | |
| AFL280121C00095000 | 1/21/28 · 1.4Y | $95.00 | $28.55 | 3.2x | 0.7961 | 27.0% | 10.16% | 35.94% | 55 | 67.15 | |
| AFL270917C00095000 | 9/17/27 · 1.0Y | $95.00 | $26.10 | 3.6x | 0.8025 | 20.1% | 14.56% | 36.05% | 3 | 66.92 | |
| AFL280121C00100000 | 1/21/28 · 1.4Y | $100.00 | $24.75 | 3.6x | 0.7667 | 36.0% | 10.10% | 33.55% | 106 | 61.77 |
재무제표
AFL 연간 손익·현금흐름·재무상태
매출 성장률
-9.3%
최근 연간 YoY
EPS 성장률
-29.2%
최근 연간 YoY
영업이익률
27.4%
최근 연간
FCF 마진
14.7%
잉여현금흐름 / 매출
매출 추세
순이익 추세
잉여현금흐름 추세
| 항목 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| 매출 | $17.36B-9.3% | $19.13B+1.5% | $18.84B-1.6% | $19.15B |
| 매출총이익 | — | — | — | — |
| 영업이익 | $4.75B-28.1% | $6.61B+21.2% | $5.46B+7.1% | $5.09B |
| 순이익 | $3.65B-33.0% | $5.44B+16.8% | $4.66B+5.5% | $4.42B |
| 희석 EPS | $6.82-29.2% | $9.63+23.8% | $7.78+12.3% | $6.93 |
| EBITDA | — | — | — | — |
| 영업현금흐름 | $2.56B-5.6% | $2.71B-15.1% | $3.19B-17.8% | $3.88B |
| 잉여현금흐름 | $2.56B-5.6% | $2.71B-15.1% | $3.19B-17.8% | $3.88B |
| 총자산 | $116.47B-0.9% | $117.57B-7.2% | $126.72B-3.8% | $131.74B |
| 총부채 | $8.41B+12.1% | $7.50B+1.8% | $7.36B-1.0% | $7.44B |
최신 연도 우선 · 작은 퍼센트는 직전 연도 대비 변화입니다.
캘린더
AFL 실적·배당 일정
매출 하단
$4.13B
EPS 하단
$1.74
매출 상단
$4.28B
배당 지급일
2026-09-01
오늘
실적 발표일
2026-11-04
D-64
EPS 상단
$1.93
매출 컨센서스
$4.20B
EPS 컨센서스
$1.79
배당락일
2026-08-19
13일 전
최근 배당
| 배당락일 | 주당 배당 |
|---|---|
| Aug 19, 2026 | $0.6100 |
| May 20, 2026 | $0.6100 |
| Feb 18, 2026 | $0.6100 |
| Nov 19, 2025 | $0.5800 |
| Aug 20, 2025 | $0.5800 |
| May 21, 2025 | $0.5800 |
| Feb 19, 2025 | $0.5800 |
| Nov 20, 2024 | $0.5000 |
뉴스
AFL 관련 최신 기사
제품·기술5 Dividend Aristocrats That Belong in Every Income Portfolio
Not every Dividend Aristocrat deserves space in your portfolio right now, and with tariffs, rate pressure, and AI capex reshaping entire industries, picking the wrong ones could cost you real income. These five names survived a brutal four-factor ranking, but only one scored clean across the board.
24/7 Wall St. · Aug 27, 2026
실적Aflac (AFL) Stock Looks Cheap On Fair Value But Rich On Earnings
Aflac stock has delivered strong long term gains over the past five years, yet the current valuation signals are split between what the market is paying and what an intrinsic value estimate suggests the shares may be worth. The Excess Returns model points to a discount to intrinsic value, while earnings based multiples indicate the stock is priced more richly. A roughly 129.5% total return over five years highlights how Aflac has already rewarded patient shareholders, which raises the bar...
Simply Wall St. · Aug 26, 2026
실적Globe Life's Health Insurance Growth Powers Earnings Momentum
GL's health business gains momentum from strong premium growth, rate increases and expanding distribution, though medical inflation poses risks.
Zacks · Aug 24, 2026
제품·기술Here Are Wednesday’s Top Wall Street Analyst Research Calls: Baidu, Ciena, CME Group, Dollar Tree, Dominion, Fabrinet, Honeywell Aerospace, Klarna, Pershing Square, and More
Markets turned south again Wednesday as surging yields and geopolitical fears rattled investors, but Wall Street analysts spotted opportunity and danger in names like Baidu, Klarna, Honeywell Aerospace, and Dollar Tree that traders need to see before the open.
24/7 Wall St. · Aug 19, 2026
제품·기술This Dividend Stock Has a Realistic Shot at Becoming a Dividend King
Aflac Incorporated (NYSE:AFL) has built an impressive dividend track record over the years. It has raised its dividend for 43 straight years, leaving the company just seven increases away from becoming a Dividend King, a milestone that requires 50 consecutive years of dividend growth. The company raised its quarterly dividend by 5.2% in early 2026 to […]
Insider Monkey · Aug 19, 2026
- 실적
Globe Life Lags Industry, Trades at a Discount: Time to Buy or Hold?
GL's premium growth, rising investment income and AI initiatives support earnings, while higher health claims remain a risk.
Zacks · Aug 17, 2026
실적5 Revealing Analyst Questions From Aflac’s Q2 Earnings Call
Aflac’s second quarter results were met with a negative market reaction, as sales declined year-over-year despite meeting Wall Street’s expectations. Management attributed the drop in revenue largely to tough comparisons in Japan following last year’s launch of the Miraito cancer insurance product, as well as shifting consumer preferences. CEO Daniel Amos emphasized that, while sales in Japan were down this quarter, new offerings like Tsumitasu and Anshin Palette produced solid growth. In the U.
StockStory · Aug 15, 2026
제품·기술Here's Why Investors Should Stay Invested in Aflac Stock for Now
AFL's growth in Japan and the U.S., disciplined expenses and strong premium persistency support the case for retaining the stock.
Zacks · Aug 14, 2026
실적Aflac (AFL) Q2 2026 Earnings Call Transcript
Japan sales fell 5.6% as pretax margins expanded 230 basis points.
Motley Fool · Aug 14, 2026
일반Zacks Industry Outlook Highlights Aflac, Globe Life, Trupanion and Employers Holdings
Accident and health insurers face medical-cost pressures, but stronger underwriting, technology adoption and demand for supplemental coverage support growth.
Zacks · Aug 12, 2026
홀더
AFL 내부자·기관 보유 현황
최신 보고 목록 기준이며 실제 거래 시점과 보고일 사이에는 시차가 있습니다.
기관 보유
60.2%
기관 보유 (유동주식)
67.6%
내부자 보유
10.9%
기관 수
2,138
주요 기관 홀더
| 홀더 | 주식 수 | 평가액 | 지분 | 변동 | 보고일 |
|---|---|---|---|---|---|
| Japan Post Holdings Co., Ltd. | 50.90M | $5.90B | 10.2% | -2.1% | Jun 30, 2026 |
| Blackrock Inc. | 34.92M | $4.04B | 7.0% | -3.6% | Jun 30, 2026 |
| Vanguard Capital Management LLC | 29.90M | $3.46B | 6.0% | -1.2% | Jun 30, 2026 |
| Vanguard Portfolio Management LLC | 24.36M | $2.82B | 4.9% | 33.5% | Jun 30, 2026 |
| State Street Corporation | 23.51M | $2.72B | 4.7% | -0.4% | Jun 30, 2026 |
| Geode Capital Management, LLC | 10.60M | $1.23B | 2.1% | -1.1% | Jun 30, 2026 |
| Wells Fargo & Company | 8.64M | $1.00B | 1.7% | -18.1% | Jun 30, 2026 |
| Morgan Stanley | 8.04M | $931.52M | 1.6% | 1.8% | Jun 30, 2026 |
| Northern Trust Corporation | 6.28M | $727.87M | 1.3% | -4.1% | Jun 30, 2026 |
| Goldman Sachs Group Inc | 5.32M | $616.81M | 1.1% | 28.9% | Jun 30, 2026 |
면책조항: 증시가격은 모든 주식 시장의 최신 증시가격을 표시하는 것은 아니며, 정보가 지연되거나 잘못될 수 있습니다. 거래 목적이나 조언이 아닌 정보 제공 목적으로만 제공됩니다.