USB
U.S. Bancorp
$62.05
장중 · Vol 322.6K · 52주 $45.02–$66.08 · 기준 2026. 8. 21. PM 3:59 ET
일봉 $61.91 · Aug 31, 2026
USB 가격 추세
종가
$61.91
시가
$62.31
고가
$62.33
저가
$61.88
30초 브리핑
USB 오늘의 판단 요약
보유 데이터를 비교 가능한 문장으로 해석한 요약입니다.
52주 범위의 81%
연중 고점권입니다. 추세 강도와 돌파 실패 위험을 함께 확인하세요.
Forward P/E 10.6배
선행 P/E가 낮아 시장은 이익 증가를 반영하고 있습니다.
20일 평균의 1.0배
거래량은 최근 평균 범위입니다.
2026-10-15
실적 전후 변동성 확대 가능성이 있으므로 컨센서스 범위와 옵션 기대변동을 함께 보세요.
펀더멘털 기준 Sep 1, 2026 · 규칙 기반 요약이며 투자 조언이 아닙니다.
핵심 통계
USB 일봉·펀더멘털 스냅샷 기준 주요 지표
펀더멘털 스냅샷 Sep 1, 2026
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
800 Nicollet Mall · Minneapolis, MN, United States · 직원 70,000명
시가총액
$95.94B
Trailing P/E
12.3
최근 12개월 이익 기준
Forward P/E
10.6
이익 증가 기대 반영
EPS (TTM)
$5.01
배당 수익률
3.33%
배당성향
41.5%
베타
0.98
시장과 유사
ROE
12.6%
P/B
1.58
EV/EBITDA
—
52주 범위
$45.02 – $66.08
현재 위치 81%
거래량
4.20M
20일 평균 4.03M · 1.0배
애널리스트 의견
매수 61%
총 23명 · 0m
DITM LEAPS Analysis
USB 장기 DITM 콜옵션을 진입 적합도 순으로 비교
| Contract | Expiry | Strike | Price | Lev. | Delta | Extrinsic | Spread | IV | OI | Score | 상세 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| USB280121C00042500 | 1/21/28 · 1.4Y | $42.50 | $21.05 | 2.6x | 0.8853 | 8.9% | 6.18% | 37.63% | 468 | 87.78 | |
| USB280121C00040000 | 1/21/28 · 1.4Y | $40.00 | $23.55 | 2.3x | 0.8947 | 8.0% | 5.52% | 41.81% | 82 | 86.65 | |
| USB280121C00045000 | 1/21/28 · 1.4Y | $45.00 | $19.03 | 2.8x | 0.8631 | 12.3% | 7.10% | 36.43% | 257 | 83.54 | |
| USB280121C00047500 | 1/21/28 · 1.4Y | $47.50 | $17.50 | 2.9x | 0.8312 | 19.0% | 7.43% | 37.09% | 149 | 76.71 | |
| USB280121C00050000 | 1/21/28 · 1.4Y | $50.00 | $15.20 | 3.3x | 0.8158 | 23.2% | 5.26% | 32.69% | 231 | 75.61 | |
| USB270917C00050000 | 9/17/27 · 1.0Y | $50.00 | $14.60 | 3.4x | 0.8127 | 20.0% | 8.22% | 35.60% | 1 | 69.98 | |
| USB280121C00052500 | 1/21/28 · 1.4Y | $52.50 | $13.50 | 3.6x | 0.7827 | 32.0% | 5.93% | 32.00% | 369 | 69.06 | |
| USB280121C00055000 | 1/21/28 · 1.4Y | $55.00 | $11.78 | 3.9x | 0.7505 | 43.3% | 3.82% | 30.14% | 555 | 62.63 |
재무제표
USB 연간 손익·현금흐름·재무상태
매출 성장률
+4.4%
최근 연간 YoY
EPS 성장률
+21.9%
최근 연간 YoY
영업이익률
—
최근 연간
FCF 마진
27.9%
잉여현금흐름 / 매출
매출 추세
순이익 추세
잉여현금흐름 추세
| 항목 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| 매출 | $28.54B+4.4% | $27.34B-2.4% | $28.01B+15.8% | $24.18B |
| 매출총이익 | — | — | — | — |
| 영업이익 | — | — | — | — |
| 순이익 | $7.57B+20.2% | $6.30B+16.0% | $5.43B-6.8% | $5.83B |
| 희석 EPS | $4.62+21.9% | $3.79+15.9% | $3.27-11.4% | $3.69 |
| EBITDA | — | — | — | — |
| 영업현금흐름 | $7.97B-29.8% | $11.35B+35.2% | $8.39B-60.3% | $21.12B |
| 잉여현금흐름 | $7.97B-29.8% | $11.35B+35.2% | $8.39B-60.3% | $21.12B |
| 총자산 | $692.35B+2.1% | $678.32B+2.2% | $663.49B-1.7% | $674.80B |
| 총부채 | $68.41B+4.2% | $65.63B+4.3% | $62.94B-9.3% | $69.39B |
최신 연도 우선 · 작은 퍼센트는 직전 연도 대비 변화입니다.
캘린더
USB 실적·배당 일정
매출 하단
$7.96B
EPS 하단
$1.24
매출 상단
$8.01B
배당 지급일
2026-07-15
48일 전
실적 발표일
2026-10-15
D-44
EPS 상단
$1.40
매출 컨센서스
$7.98B
EPS 컨센서스
$1.32
배당락일
2026-06-30
63일 전
최근 배당
| 배당락일 | 주당 배당 |
|---|---|
| Jun 30, 2026 | $0.5200 |
| Mar 31, 2026 | $0.5200 |
| Dec 31, 2025 | $0.5200 |
| Sep 30, 2025 | $0.5200 |
| Jun 30, 2025 | $0.5000 |
| Mar 31, 2025 | $0.5000 |
| Dec 31, 2024 | $0.5000 |
| Sep 30, 2024 | $0.5000 |
뉴스
USB 관련 최신 기사
제품·기술U.S. Bank's business banking expansion targets the Sun Belt
Florida, Georgia, Texas and Arizona are all states where U.S. Bank, which operates mainly in the Midwest and the West, sees growth opportunities.
American Banker · Aug 31, 2026
실적Q2 Earnings Highlights: U.S. Bancorp (NYSE:USB) Vs The Rest Of The Diversified Banks Stocks
Looking back on diversified banks stocks’ Q2 earnings, we examine this quarter’s best and worst performers, including U.S. Bancorp (NYSE:USB) and its peers.
StockStory · Aug 31, 2026
일반USB or NTRS: Which Is the Better Value Stock Right Now?
USB vs. NTRS: Which Stock Is the Better Value Option?
Zacks · Aug 28, 2026
- 실적
U.S. Bancorp (USB): Buy, Sell, or Hold Post Q2 Earnings?
U.S. Bancorp trades at $62.69 and has moved in lockstep with the market. Its shares have returned 14.7% over the last six months while the S&P 500 has gained 11.7%.
StockStory · Aug 27, 2026
실적3 High-Yield Dividend Stocks That Look Dirt Cheap on 2027 Earnings
Three dividend payers trade at forward multiples that undercut their trailing ones, but the earnings rebuilds powering that setup come with very different risks attached to each name.
24/7 Wall St. · Aug 27, 2026
주주환원U.S. Bancorp (USB) Could Be a Great Choice
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does U.S. Bancorp (USB) have what it takes? Let's find out.
Zacks · Aug 21, 2026
일반Zacks Industry Outlook U.S. Bancorp, State Street, and Northern Trust
U.S. Bancorp, State Street, and Northern Trust have been highlighted in this Industry Outlook article.
Zacks · Aug 20, 2026
M&A3 Major Regional Banks That Could Win Big From Industry Tailwinds
U.S. Bancorp, State Street and Northern Trust are well-placed as the Zacks Major Regional Banks industry benefits from business restructuring, acquisitions, digitization, decent loan demand and lower rates.
Zacks · Aug 19, 2026
M&A1 Unpopular Stock That Should Get More Attention and 2 We Question
When Wall Street turns bearish on a stock, it’s worth paying attention. These calls stand out because analysts rarely issue grim ratings on companies for fear their firms will lose out in other business lines such as M&A advisory.
StockStory · Aug 14, 2026
제품·기술Is U.S. Bancorp’s (USB) 49ers Push a Smart Brand Play or a Costly Distraction?
In recent days, U.S. Bank and the San Francisco 49ers extended their multiyear partnership, keeping U.S. Bancorp as the team’s Official Bank Partner while adding expanded branding, youth flag football support, and a rebranded east field club at Levi’s Stadium, alongside new marketing campaigns with Christian McCaffrey and George Kittle. These developments, together with U.S. Bancorp’s active issuance of senior unsecured fixed‑rate notes across multiple maturities, highlight the bank’s push...
Simply Wall St. · Aug 13, 2026
홀더
USB 내부자·기관 보유 현황
최신 보고 목록 기준이며 실제 거래 시점과 보고일 사이에는 시차가 있습니다.
기관 보유
84.6%
기관 보유 (유동주식)
84.7%
내부자 보유
0.1%
기관 수
2,619
주요 기관 홀더
| 홀더 | 주식 수 | 평가액 | 지분 | 변동 | 보고일 |
|---|---|---|---|---|---|
| Blackrock Inc. | 127.14M | $7.83B | 8.2% | -1.0% | Jun 30, 2026 |
| Vanguard Capital Management LLC | 101.30M | $6.24B | 6.5% | 0.4% | Jun 30, 2026 |
| State Street Corporation | 73.14M | $4.50B | 4.7% | 5.4% | Jun 30, 2026 |
| JPMORGAN CHASE & CO | 59.69M | $3.68B | 3.8% | -3.2% | Jun 30, 2026 |
| FMR, LLC | 51.28M | $3.16B | 3.3% | -10.3% | Jun 30, 2026 |
| MUFG Bank Ltd | 44.37M | $2.73B | 2.8% | 0.0% | Jun 30, 2026 |
| Geode Capital Management, LLC | 39.25M | $2.42B | 2.5% | 2.1% | Jun 30, 2026 |
| Morgan Stanley | 30.55M | $1.88B | 2.0% | 4.3% | Jun 30, 2026 |
| Vanguard Portfolio Management LLC | 30.00M | $1.85B | 1.9% | 1.4% | Jun 30, 2026 |
| Price (T.Rowe) Associates Inc | 25.02M | $1.54B | 1.6% | 0.6% | Jun 30, 2026 |
면책조항: 증시가격은 모든 주식 시장의 최신 증시가격을 표시하는 것은 아니며, 정보가 지연되거나 잘못될 수 있습니다. 거래 목적이나 조언이 아닌 정보 제공 목적으로만 제공됩니다.
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