CFG
Citizens Financial Group, Inc.
$69.86
장중 · Vol 39.3K · 52주 $47.95–$75.33 · 기준 2026. 8. 21. PM 3:59 ET
일봉 $69.20 · Aug 31, 2026
CFG 가격 추세
종가
$69.20
시가
$70.65
고가
$69.37
저가
$69.07
30초 브리핑
CFG 오늘의 판단 요약
보유 데이터를 비교 가능한 문장으로 해석한 요약입니다.
52주 범위의 80%
연중 고점권입니다. 추세 강도와 돌파 실패 위험을 함께 확인하세요.
Forward P/E 10.6배
선행 P/E가 낮아 시장은 이익 증가를 반영하고 있습니다.
20일 평균의 2.2배
평소보다 거래가 활발해 가격 움직임의 확인 강도가 높습니다.
2026-10-16
실적 전후 변동성 확대 가능성이 있으므로 컨센서스 범위와 옵션 기대변동을 함께 보세요.
펀더멘털 기준 Sep 1, 2026 · 규칙 기반 요약이며 투자 조언이 아닙니다.
핵심 통계
CFG 일봉·펀더멘털 스냅샷 기준 주요 지표
펀더멘털 스냅샷 Sep 1, 2026
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
One Citizens Plaza · Providence, RI, United States · 직원 17,727명
시가총액
$29.01B
Trailing P/E
15.2
최근 12개월 이익 기준
Forward P/E
10.6
이익 증가 기대 반영
EPS (TTM)
$4.53
배당 수익률
2.64%
배당성향
39.2%
베타
1.01
시장과 유사
ROE
8.3%
P/B
1.21
EV/EBITDA
—
52주 범위
$47.95 – $75.33
현재 위치 80%
거래량
3.50M
20일 평균 1.59M · 2.2배
애널리스트 의견
매수 83%
총 18명 · 0m
DITM LEAPS Analysis
CFG 장기 DITM 콜옵션을 진입 적합도 순으로 비교
| Contract | Expiry | Strike | Price | Lev. | Delta | Extrinsic | Spread | IV | OI | Score | 상세 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| CFG280121C00057500 | 1/21/28 · 1.4Y | $57.50 | $11.60 | 5.2x | 0.8776 | 2.0% | 27.59% | 19.69% | 13 | 87.27 | |
| CFG280121C00040000 | 1/21/28 · 1.4Y | $40.00 | $30.30 | 2.1x | 0.9101 | 4.7% | 8.58% | 48.79% | 61 | 87.00 | |
| CFG280121C00042500 | 1/21/28 · 1.4Y | $42.50 | $28.50 | 2.1x | 0.8887 | 7.5% | 10.53% | 50.04% | 9 | 80.92 | |
| CFG280121C00045000 | 1/21/28 · 1.4Y | $45.00 | $26.50 | 2.3x | 0.8754 | 9.9% | 9.81% | 47.45% | 9 | 79.18 | |
| CFG280121C00047500 | 1/21/28 · 1.4Y | $47.50 | $23.75 | 2.5x | 0.8560 | 10.0% | 18.95% | 46.81% | 13 | 75.17 | |
| CFG280121C00050000 | 1/21/28 · 1.4Y | $50.00 | $22.95 | 2.5x | 0.8311 | 17.8% | 15.25% | 48.10% | 25 | 70.63 | |
| CFG280121C00052500 | 1/21/28 · 1.4Y | $52.50 | $22.25 | 2.5x | 0.8011 | 26.4% | 20.22% | 53.36% | 28 | 61.39 | |
| CFG280121C00055000 | 1/21/28 · 1.4Y | $55.00 | $19.65 | 2.8x | 0.7854 | 29.4% | 21.88% | 48.05% | 26 | 59.12 |
재무제표
CFG 연간 손익·현금흐름·재무상태
매출 성장률
+5.6%
최근 연간 YoY
EPS 성장률
+27.4%
최근 연간 YoY
영업이익률
—
최근 연간
FCF 마진
24.7%
잉여현금흐름 / 매출
매출 추세
순이익 추세
잉여현금흐름 추세
| 항목 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| 매출 | $8.25B+5.6% | $7.81B-5.0% | $8.22B+2.5% | $8.02B |
| 매출총이익 | — | — | — | — |
| 영업이익 | — | — | — | — |
| 순이익 | $1.83B+21.3% | $1.51B-6.2% | $1.61B-22.4% | $2.07B |
| 희석 EPS | $3.86+27.4% | $3.03-3.2% | $3.13-23.7% | $4.10 |
| EBITDA | — | — | — | — |
| 영업현금흐름 | $2.21B+10.5% | $2.00B-32.4% | $2.96B-28.1% | $4.12B |
| 잉여현금흐름 | $2.04B+8.4% | $1.88B-32.6% | $2.79B-30.2% | $3.99B |
| 총자산 | $226.35B+4.1% | $217.52B-2.0% | $221.96B-2.1% | $226.73B |
| 총부채 | $11.28B-9.0% | $12.40B-11.2% | $13.97B-12.1% | $15.89B |
최신 연도 우선 · 작은 퍼센트는 직전 연도 대비 변화입니다.
캘린더
CFG 실적·배당 일정
매출 하단
$2.34B
EPS 하단
$1.38
매출 상단
$2.35B
배당 지급일
2026-08-13
19일 전
실적 발표일
2026-10-16
D-45
EPS 상단
$1.44
매출 컨센서스
$2.34B
EPS 컨센서스
$1.41
배당락일
2026-07-30
33일 전
최근 배당
| 배당락일 | 주당 배당 |
|---|---|
| Jul 30, 2026 | $0.4600 |
| Apr 30, 2026 | $0.4600 |
| Feb 4, 2026 | $0.4600 |
| Oct 29, 2025 | $0.4600 |
| Jul 31, 2025 | $0.4200 |
| Apr 30, 2025 | $0.4200 |
| Jan 31, 2025 | $0.4200 |
| Oct 30, 2024 | $0.4200 |
뉴스
CFG 관련 최신 기사
실적Deals & Moves: Citizens Keeps Up Wealth Push With $1B Tampa Duo
Also, $111B Mercer grows its Ohio footprint through acquisition, Janney adds a $150M advisor from Wells Fargo, and Steward Partners expands credit line by group led by Blackstone.
Wealth Management · Aug 27, 2026
일반Citizens Private Wealth Recruits $1 Billion Financial Advisory Duo From Northern Trust
The MacLellan Bickle Wealth Partners team serves affluent individuals, families, and business owners.
Barrons.com · Aug 26, 2026
실적How ‘Cash Returns’ Are Replacing AI Momentum
“Over the last two months investors have shifted to paying up for certainty of cash returns while paring back their willingness to pay for future expected cash returns related to AI investments,” he wrote. Among 16 different stock factors 22V tracks, cash return, defined as dividends and buybacks as a share of net income, has performed the best this year, gaining 14.2% year to date. In addition to worries about profit growth, investors appear to be focused on rising bond yields.
Barrons.com · Aug 26, 2026
제품·기술Citizens Financial Group (CFG) Stock Looks Below Fair Value By 40%
Citizens Financial Group stock has delivered a very strong 3 year run, yet several valuation checks still point to the shares trading at a discount to an intrinsic value estimate and to market based multiples. For investors, the puzzle is whether that mix of past gains and current valuation signals still leaves room for a reasonable return from here. Citizens Financial Group has returned 178.4% over 3 years, which puts recent share price strength front and center in any valuation...
Simply Wall St. · Aug 26, 2026
- 실적
Citizens Financial Group (CFG) Pulls Back, Is It Still Below Fair Value?
Citizens Financial Group (CFG) has attracted fresh attention after recent share price moves left the stock down about 5% over the past week and roughly 2% over the past month, despite solid full year profitability. See our latest analysis for Citizens Financial Group. Looking beyond this pullback, Citizens Financial Group’s 90-day share price return of 10.34% and year to date share price return of 18.25% contrast with a much stronger 1-year total shareholder return of 42.72%. This points to...
Simply Wall St. · Aug 25, 2026
제품·기술Wells Fargo Hits 17%-18% ROTCE Target: Can It Sustain the Momentum?
WFC's ROTCE reached 17.7% in second-quarter 2026, hitting the upper end of its 17-18% target. Can the stock sustain its momentum?
Zacks · Aug 25, 2026
일반Can CFG's Efficiency Initiatives Deliver $450M+ in Benefits by 2028?
Citizens Financial targets more than $450M in annualized pre-tax benefits by 2028. Can its efficiency and growth initiatives help the bank achieve this goal?
Zacks · Aug 24, 2026
일반CFG or CBC: Which Is the Better Value Stock Right Now?
CFG vs. CBC: Which Stock Is the Better Value Option?
Zacks · Aug 24, 2026
실적Regional Banks Stocks Q2 Results: Benchmarking Citizens Financial Group (NYSE:CFG)
Earnings results often indicate what direction a company will take in the months ahead. With Q2 behind us, let’s have a look at Citizens Financial Group (NYSE:CFG) and its peers.
StockStory · Aug 21, 2026
일반3 S&P 500 Stocks We Keep Off Our Radar
The S&P 500 (^GSPC) is often seen as a benchmark for strong businesses, but that doesn’t mean every stock is worth owning. Some companies face significant challenges, whether it’s stagnating growth, heavy debt, or disruptive new competitors.
StockStory · Aug 19, 2026
홀더
CFG 내부자·기관 보유 현황
최신 보고 목록 기준이며 실제 거래 시점과 보고일 사이에는 시차가 있습니다.
기관 보유
100.5%
기관 보유 (유동주식)
101.2%
내부자 보유
0.7%
기관 수
1,499
주요 기관 홀더
| 홀더 | 주식 수 | 평가액 | 지분 | 변동 | 보고일 |
|---|---|---|---|---|---|
| Blackrock Inc. | 48.74M | $3.36B | 11.6% | 4.4% | Jun 30, 2026 |
| Vanguard Capital Management LLC | 26.91M | $1.85B | 6.4% | 0.2% | Jun 30, 2026 |
| Capital World Investors | 23.27M | $1.60B | 5.5% | -16.6% | Jun 30, 2026 |
| Invesco Ltd. | 22.15M | $1.53B | 5.3% | -3.4% | Jun 30, 2026 |
| State Street Corporation | 21.24M | $1.46B | 5.0% | 4.8% | Jun 30, 2026 |
| Vanguard Portfolio Management LLC | 20.57M | $1.42B | 4.9% | 3.2% | Jun 30, 2026 |
| Morgan Stanley | 12.26M | $844.69M | 2.9% | -3.5% | Jun 30, 2026 |
| Geode Capital Management, LLC | 11.82M | $813.75M | 2.8% | 0.0% | Jun 30, 2026 |
| Ninety One UK Ltd | 7.85M | $540.73M | 1.9% | 16.0% | Jun 30, 2026 |
| AQR Capital Management, LLC | 7.63M | $525.26M | 1.8% | 3.9% | Jun 30, 2026 |
면책조항: 증시가격은 모든 주식 시장의 최신 증시가격을 표시하는 것은 아니며, 정보가 지연되거나 잘못될 수 있습니다. 거래 목적이나 조언이 아닌 정보 제공 목적으로만 제공됩니다.